{"id":61877,"date":"2016-01-07T11:54:34","date_gmt":"2016-01-07T08:54:34","guid":{"rendered":"https:\/\/www.17047165566933.sritis.lt\/index.php\/2016\/01\/07\/trys-karaliai-222\/"},"modified":"2016-01-07T11:54:34","modified_gmt":"2016-01-07T08:54:34","slug":"trys-karaliai-222","status":"publish","type":"post","link":"https:\/\/www.santaka.info\/index.php\/2016\/01\/07\/trys-karaliai-222\/","title":{"rendered":"\u201eTrys karaliai\u201c: 2+2+2"},"content":{"rendered":"<p><em>R\u016bta Vainien\u0117<\/em><\/p>\n<p><b>  Nuo Nauj\u0173j\u0173 \u012fsigaliojo tvarka, pagal kuri\u0105 apie pus\u0117 milijono gyventoj\u0173 pensijai kaups daugiau.   <\/b>    <br \/> <br \/>\nDid\u017ei\u0105ja dalimi tai &#8211; \u017emon\u0117s, kurie 2013 metais pasirinko kaupimui prisid\u0117ti papildomai i\u0161 savo ki\u0161en\u0117s, ir prisijung\u0117 prie 2+ sistemos. Nuo \u0161i\u0173 met\u0173 \u017emon\u0117ms kaupimui Sodra, kaip ir anks\u010diau perves 2 procent\u0173 dyd\u017eio Sodros \u012fmok\u0173 dal\u012f, pats \u017emogus tur\u0117s skirti 2 procentus savo darbo u\u017emokes\u010dio, o valstyb\u0117 jo kaupimui perves 2 procent\u0173 vidutinio darbo u\u017emokes\u010dio dyd\u017eio sum\u0105. \u0160i\u0173 \u017emoni\u0173 taupymas senatvei, galima sakyti, sugr\u012f\u017eo \u012f prie\u0161krizin\u012f lyg\u012f. Tiesa, ne tokiomis palankiomis s\u0105lygomis, kaip iki 2009 met\u0173.  <br \/> <br \/>\nKaupimas pensij\u0173 fonduose per vienuolika savo gyvavimo met\u0173 sp\u0117jo praeiti ugn\u012f ir vanden\u012f. Kaupimui skirta Sodros \u012fmok\u0173 dalis buvo palaipsniui didinama nuo 2, 5% 2004 metais iki 5, 5% 2007-aisiais. Prasid\u0117jus krizei, 2009 metais, \u012fmokos \u012f pensij\u0173 fondus buvo suma\u017eintos iki 3 %, po to &#8211; iki 2 %, o 2012 metais &#8211; iki 1, 5 procento. Kai ekonomika gr\u012f\u017eo \u012f prie\u0161krizin\u012f lyg\u012f 2013 metais, \u012fmokos \u012f pensij\u0173 fondus, deja buvo pakeltos tik iki 2, 5 procento.  <br \/> <br \/>\n\u017dmon\u0117ms tada liepta pasirinkti, ar \u0161ie nori visai nustoti kaup\u0119 ir gali gr\u012f\u017eti \u012f Sodr\u0105, ar jie renkasi likti su nediduke 2, 5 procent\u0173 \u012fmoka, ar imasi kaupti papildomai i\u0161 savo ki\u0161en\u0117s su s\u0105lyga, kad dar prisid\u0117s ir valstyb\u0117. Taigi, i\u0161 milijono \u0161imto t\u016bkstan\u010di\u0173 buvusi\u0173 pensij\u0173 fond\u0173 dalyvi\u0173, \u012f Sodr\u0105 gr\u012f\u017eo apie 24 t\u016bkstan\u010diai, did\u017eioji dalis &ndash; apie 700 t\u016bkstan\u010di\u0173 liko kaupti po 2, 5 procento, o apie 350 t\u016bkstan\u010di\u0173 pasirinko kaupti papildomai. J\u0173 gretas papild\u0117 naujieji darbo rinkos dalyviai, kurie dabar turi du pasirinkimus: arba kaupti prisidedant i\u0161 savo ki\u0161en\u0117s, arba pasikliauti tik Sodra.  <br \/> <br \/>\nTal\u017eytiems dau\u017eytiems pensij\u0173 fondams konkuruoti su nuolat gelb\u0117jama Sodra &#8211; sunku. Labai i\u0161 l\u0117to gaus\u0117ja informacijos apie kaupimo rezultatus. Lietuvoje jau veikia nebe viena, o dvi pensij\u0173 anuitetus mokan\u010dios draudimo bendrov\u0117s, taigi pagaliau radosi bent \u0161iokia tokia konkurencija. Pensinio am\u017eiaus sulaukusi\u0173 \u017emoni\u0173, kuriems atsiranda prievol\u0117 \u012fsigyti anuitet\u0105, n\u0117ra daug, apie 300. Taip yra tod\u0117l, kad kaupimas dar jaunas, ir dalis asmen\u0173 i\u0161 pensij\u0173 fond\u0173 atsiima vienkartin\u0119 i\u0161mok\u0105. Lietuvos bankas skelbia nuo kokios sukauptos sumos yra privalomas anuitetas. \u0160i suma priklauso nuo \u012f pensij\u0105 i\u0161einan\u010dio asmens am\u017eiaus. Kuo jaunesnis asmuo eina \u012f pensij\u0105, tuo didesn\u0117 suma, nuo kurios jis privalo \u012fsigyti anuitet\u0105. Pavyzd\u017eiui, 62 met\u0173 asmeniui, \u0161i suma yra 12.158 eurai.  <br \/> <br \/>\nAnuitetus jau \u012fsigij\u0119 asmenys gali pasid\u017eiaugti priedu prie Sodros pensijos, kuris vidutini\u0161kai siekia daugiau nei 60 eur\u0173, nors yra asmen\u0173, kas m\u0117nes\u012f gaunan\u010di\u0173 100 ar net 200 eur\u0173 papildomos pensijos. Kas svarbu, kad pensij\u0173 fonduose sukauptos l\u0117\u0161os, skirtingai nuo Sodros, yra paveldimos. Galima rinktis ir paveldim\u0105 anuitet\u0105. Kitaip tariant, tai &#8211; \u017emogus turtas, jo santaupos.  <br \/> <br \/>\nPensij\u0173 kaupimui skirtas \u012fmokos dydis i\u0161 &bdquo;Sodros&ldquo; nuo 2020 m. turi b\u016bti padidintas iki 3, 5 proc. Reikia tik\u0117tis, kad politikams, o ir \u017emon\u0117ms u\u017eteks i\u0161minties suprasti, kad b\u016btent kaupimas ir investavimas, o ne pinig\u0173 perskirstymas per Sodr\u0105 yra tikrasis \u017emoni\u0173 gelb\u0117tojas senatv\u0117je. Taip, dar silpnas, taip, da\u017enai ujamas, bet &bdquo;Trij\u0173 karali\u0173&ldquo; 2+2+2 stiprinamas jis tikrai turi ateit\u012f.  <\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>R\u016bta Vainien\u0117 Nuo Nauj\u0173j\u0173 \u012fsigaliojo tvarka, pagal kuri\u0105 apie pus\u0117 milijono gyventoj\u0173 pensijai kaups daugiau. Did\u017ei\u0105ja dalimi tai &#8211; \u017emon\u0117s, kurie 2013 metais pasirinko kaupimui prisid\u0117ti papildomai i\u0161 savo ki\u0161en\u0117s,&#8230; <\/p>\n","protected":false},"author":1,"featured_media":61878,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","jetpack_post_was_ever_published":false,"_FSMCFIC_featured_image_caption":"R\u016bta Vainien\u0117 \/ Nuotr. i\u0161 asmeninio albumo.","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[97],"tags":[],"class_list":["post-61877","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nuomones","pmpro-has-access"],"featured_image_urls":{"full":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434.jpg",662,442,false],"thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434-150x150.jpg",150,150,true],"medium":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434-300x200.jpg",300,200,true],"medium_large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434.jpg",662,442,false],"large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434.jpg",662,442,false],"1536x1536":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434.jpg",662,442,false],"2048x2048":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434.jpg",662,442,false],"post-thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434-600x400.jpg",600,400,true],"visualnews_post_thumb":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434-600x400.jpg",600,400,true],"woocommerce_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434-300x300.jpg",300,300,true],"woocommerce_single":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434-600x400.jpg",600,400,true],"woocommerce_gallery_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434-100x100.jpg",100,100,true]},"author_info":{"info":["admin"]},"category_info":"<a href=\"https:\/\/www.santaka.info\/index.php\/category\/kitos-temos\/nuomones\/\" rel=\"category tag\">Nuomon\u0117s<\/a>","tag_info":"Nuomon\u0117s","comment_count":"0","jetpack_featured_media_url":"https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20160107115434.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/61877","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/comments?post=61877"}],"version-history":[{"count":0,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/61877\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media\/61878"}],"wp:attachment":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media?parent=61877"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/categories?post=61877"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/tags?post=61877"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}