{"id":57968,"date":"2015-05-14T10:34:16","date_gmt":"2015-05-14T07:34:16","guid":{"rendered":"https:\/\/www.17047165566933.sritis.lt\/index.php\/2015\/05\/14\/greblys-jau-guli-svarbu-ant-jo-vel-neuzlipti\/"},"modified":"2015-05-14T10:34:16","modified_gmt":"2015-05-14T07:34:16","slug":"greblys-jau-guli-svarbu-ant-jo-vel-neuzlipti","status":"publish","type":"post","link":"https:\/\/www.santaka.info\/index.php\/2015\/05\/14\/greblys-jau-guli-svarbu-ant-jo-vel-neuzlipti\/","title":{"rendered":"Gr\u0117blys jau guli, svarbu ant jo v\u0117l neu\u017elipti"},"content":{"rendered":"<p><em>R\u016bta Vainien\u0117<\/em><\/p>\n<p>Ekonomikos augim\u0105 prognozuojan\u010dios institucijos &#8211; komerciniai bankai, Lietuvos bankas, tarptautin\u0117s institucijos &ndash; nuosekliai ma\u017eina Lietuvos augimo prognozes 2015 metams.    <\/p>\n<p>   Ne per seniausiai tai padar\u0117 lig &scaron;iol optimizmu try&scaron;kusi Finans\u0173 ministerija. Pagal patikslint\u0105 prognoz\u0119 &scaron;iemet BVP tur\u0117t\u0173 augti nebe 4, 3, kaip buvo prognozuota prie&scaron; metus, ir nebe 3, 4, kaip buvo planuota tvirtinant &scaron;i\u0173 met\u0173 biud\u017eet\u0105, o tik 2, 5 procento.    <\/p>\n<p>   BVP pirmojo ketvir\u010dio augimo rezultatai dar kuklesni, nei prognozuojami metiniai &ndash; lyginant su pra\u0117jusi\u0173 met\u0173 ketvir\u010diu augimas siekia 1, 5 procento. O &scaron;tai lyginant su pra\u0117jusiu ketvir\u010diu stebimas 0, 6 procento smukimas. Nesinori b\u016bti blog\u0173 \u017eini\u0173 prana&scaron;u, bet situacija darosi kiek pana&scaron;i \u012f 2008 met\u0173 prad\u017ei\u0105, kai kriz\u0117s nuojauta jau tvyrojo ore, tik dauguma vis dar svaigo itin gerais 2007 met\u0173 rezultatais.    <\/p>\n<p>   Kriz\u0117s prie\u017eastis da\u017eniausiai yra ta pati &ndash; centrini\u0173 bank\u0173 vykdoma pinig\u0173 emisija ir tolimesnis pinig\u0173 gaminimas komerciniuose bankuose. Ta\u010diau krizin\u0117s ligos simptomai kiekvien\u0105 kart\u0105 kiek skiriasi. &Scaron;tai 2008 met\u0173 kriz\u0117 atkeliavo po mil\u017eini&scaron;ko pajam\u0173 augimo ir kredit\u0173 bumo. Pavyzd\u017eiui, darbo u\u017emokestis Lietuvoje 2007 metais augo apie 20 procent\u0173, b\u016bsto paskolos i&scaron;augo daugiau nei 60 procent\u0173. &Scaron;iuo metu gyventoj\u0173 optimizmo &scaron;altinis &ndash; ne augantis darbo u\u017emokestis, bet \u017eemiausios kada Lietuvos istorijoje buvusios pal\u016bkan\u0173 normos.    <\/p>\n<p>   &Scaron;i\u0173 met\u0173 pirmojo ketvir\u010dio b\u016bsto kreditavimo rezultatas &ndash; 13 procent\u0173 augimas, lyginant su pra\u0117jusi\u0173 met\u0173 pirmu ketvir\u010diu. Nors paskol\u0173 liku\u010diai stipriai nedid\u0117ja, nes gyventojai gr\u0105\u017eina nema\u017eai paskol\u0173, vis tik aktyvumas paskol\u0173 rinkoje jau ger\u0105 pusmet\u012f tikrai nema\u017eas. Jei pernyk&scaron;tis sukrutimas gal\u0117jo b\u016bti siejamas su euro \u012fvedimu, tai dabartiniu metu j\u012f skatina ma\u017eos pal\u016bkanos ir planuojami kreditavimo sugrie\u017etinimai.    <\/p>\n<p>   Ant paskol\u0173 gr\u0117blio Lietuvos gyventojai jau buvo u\u017elip\u0119. Siekiant nuo skol\u0173 na&scaron;tos gelb\u0117ti per stipriai surizikavusius skolininkus buvo netgi priimtas Fizini\u0173 asmen\u0173 bankroto \u012fstatymas. Ta\u010diau \u017emon\u0117ms ne itin patinka mokytis i&scaron; svetim\u0173 klaid\u0173, tod\u0117l situacijos linkusios kartotis. Juolab, kad visa aplinka tam itin palanki &ndash; pl\u0117tros \u012fmon\u0117s intensyviai \u012fgyvendina naujus statyb\u0173 projektus ir yra pasirengusios pl\u0117toti naujus. Bankai, tuo tarpu, s\u0117di ant pinig\u0173 &bdquo;mai&scaron;\u0173&ldquo;, tad v\u0117l b\u016bt\u0173 link\u0119 lengviau i&scaron;duoti kreditus. Negana to, kartu su kreditu jie ima si\u016blyti ir kitus, savo dukterini\u0173 \u012fmoni\u0173 produktus &#8211; draudim\u0105, pensij\u0173 kaupim\u0105, kad gyventojai su visais savo finansais atsiduot\u0173 \u012f vieno paslaugos teik\u0117jo glob\u0105.    <\/p>\n<p>   Lietuvos bankas, siekdamas u\u017ekirsti keli\u0105 galimam neatsakingumui, nuo liepos 1 dienos ketina sugrie\u017etinti gyventoj\u0173 kreditavim\u0105. Si\u016bloma sutrumpinti maksimal\u0173 b\u016bsto paskolos termin\u0105 nuo 40 iki 25 met\u0173. Taip pat si\u016bloma, kad bankai vertint\u0173 gyventoj\u0173 mokum\u0105 su prielaida, kad pal\u016bkan\u0173 normos per ilg\u0105 paskolos laikotarp\u012f gali gana stipriai pakilti.    <\/p>\n<p>   Vis tik geriausia b\u016bt\u0173, kad ne tik bankai b\u016bt\u0173 \u012fpareigoti skolinti atsakingai, bet ir gyventojai kiek atsargiau vertint\u0173 savo galimybes &scaron;ioje ne itin stabilioje ekonomin\u0117je aplinkoje.  <\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>R\u016bta Vainien\u0117 Ekonomikos augim\u0105 prognozuojan\u010dios institucijos &#8211; komerciniai bankai, Lietuvos bankas, tarptautin\u0117s institucijos &ndash; nuosekliai ma\u017eina Lietuvos augimo prognozes 2015 metams. Ne per seniausiai tai padar\u0117 lig &scaron;iol optimizmu try&scaron;kusi&#8230; <\/p>\n","protected":false},"author":1,"featured_media":57969,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","jetpack_post_was_ever_published":false,"_FSMCFIC_featured_image_caption":" \/ ","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[97],"tags":[],"class_list":["post-57968","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nuomones","pmpro-has-access"],"featured_image_urls":{"full":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416.jpg",300,229,false],"thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416-150x150.jpg",150,150,true],"medium":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416.jpg",300,229,false],"medium_large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416.jpg",300,229,false],"large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416.jpg",300,229,false],"1536x1536":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416.jpg",300,229,false],"2048x2048":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416.jpg",300,229,false],"post-thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416.jpg",300,229,false],"visualnews_post_thumb":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416.jpg",300,229,false],"woocommerce_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416.jpg",300,229,false],"woocommerce_single":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416.jpg",300,229,false],"woocommerce_gallery_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416-100x100.jpg",100,100,true]},"author_info":{"info":["admin"]},"category_info":"<a href=\"https:\/\/www.santaka.info\/index.php\/category\/kitos-temos\/nuomones\/\" rel=\"category tag\">Nuomon\u0117s<\/a>","tag_info":"Nuomon\u0117s","comment_count":"0","jetpack_featured_media_url":"https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20150514103416.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/57968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/comments?post=57968"}],"version-history":[{"count":0,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/57968\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media\/57969"}],"wp:attachment":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media?parent=57968"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/categories?post=57968"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/tags?post=57968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}