{"id":37793,"date":"2021-02-02T12:11:34","date_gmt":"2021-02-02T09:11:34","guid":{"rendered":"https:\/\/www.17047165566933.sritis.lt\/index.php\/2021\/02\/02\/apklausa-kokioms-rizikoms-siemet-ruosiasi-zemdirbiai-2\/"},"modified":"2021-02-02T12:11:34","modified_gmt":"2021-02-02T09:11:34","slug":"apklausa-kokioms-rizikoms-siemet-ruosiasi-zemdirbiai-2","status":"publish","type":"post","link":"https:\/\/www.santaka.info\/index.php\/2021\/02\/02\/apklausa-kokioms-rizikoms-siemet-ruosiasi-zemdirbiai-2\/","title":{"rendered":"Apklausa: kokioms rizikoms \u0161iemet ruo\u0161iasi \u017eemdirbiai"},"content":{"rendered":"<p><em><\/em><\/p>\n<p>Apklausoje dalyvav\u0119 20-ies rajon\u0173 \u016bkininkai pripa\u017eino, kad did\u017eiausiu i\u0161\u0161\u016bkiu 2020 metais jiems buvo gegu\u017e\u0119 i\u0161krit\u0119s sniegas. Prie\u0161 kelet\u0105 met\u0173 \u016bkininkai daugiausiai kult\u016bras draud\u0117 nuo i\u0161\u0161alimo ir li\u016bties rizikos, o 2021-\u0173j\u0173 derliaus sezonui jie jau ruo\u0161iasi vis\u0173 r\u016b\u0161i\u0173 rizikoms. T\u0105 parod\u0117 pas\u0117li\u0173 savidraudos fondo atlikta apklausa.  <\/p>\n<p>  <b>  Nusiteik\u0119 \u012fvairioms rizikoms   <\/b>    <br \/> <br \/>\nVertindami, kokios rizikos \u017eem\u0117s \u016bkyje bus aktualiausios ateityje, Lietuvos \u016bkininkai ypa\u010d akcentuoja nauj\u0173, per pastaruosius trejus metus i\u0161ry\u0161k\u0117jusi\u0173 rizik\u0173 pavoj\u0173: v\u0117lyv\u0105sias \u0161alnas, pailg\u0117jus\u012f sausring\u0105j\u012f laikotarp\u012f ir ugn\u012f.  <br \/> <br \/>\n&bdquo;Apklausos metu \u016bkininkai vardijo pla\u010diausi\u0105 spektr\u0105 rizik\u0173 \u017eem\u0117s \u016bkyje ir teig\u0117 pastebintys, kad kasmet j\u0173 tikimyb\u0117 did\u0117ja. Net 94 proc. \u016bkinink\u0173 pamin\u0117jo ateities gr\u0117sm\u0119 &ndash; stichin\u0119 sausr\u0105. Kitos daugelio \u012fvardytos rizikos, nuo kuri\u0173 \u0161iemet ketina saugoti savo versl\u0105: pavasarin\u0117s \u0161alnos, li\u016btys, audros, i\u0161\u0161alimai ir kru\u0161a&ldquo;, &ndash; pasakojo apklaus\u0105 vykd\u017eiusio Vokietijos pas\u0117li\u0173 savidraudos fondo &bdquo;Vereinigte Hagel&ldquo; filialo &bdquo;VH Lietuva&ldquo; Piet\u0173 Lietuvos regiono draudimo vadov\u0117 Liudmila Vilkien\u0117.  <\/p>\n<p>  <b>  2020 met\u0173 rizikos   <\/b>    <br \/> <br \/>\nAp\u017evelgdami 2020 met\u0173 derliaus sezon\u0105 \u016bkininkai min\u0117jo, kad did\u017eiausias netik\u0117tumas ir i\u0161\u0161\u016bkis buvo gegu\u017e\u0117s m\u0117nes\u012f i\u0161krit\u0119s sniegas. D\u0117l jo i\u0161kilo gr\u0117sm\u0117, kad \u017eiemini\u0173 raps\u0173 derlius bus visi\u0161kai sunaikintas.  <br \/> <br \/>\nRaps\u0173 augintojai teig\u0117, kad pirm\u0105 kart\u0105 pavasar\u012f &bdquo;patyr\u0117 tokias stipraus sniego spaudimo ir \u0161alnos \u017ealas \u017eiemini\u0173 raps\u0173 laukuose&ldquo;, o prie\u0161 pat derliaus nu\u0117mim\u0105, anot j\u0173, &bdquo;led\u0117kai per kelias minutes i\u0161k\u016bl\u0117 raps\u0173 laukus, ir vietomis nuostoliai siek\u0117 100 procent\u0173&ldquo;.  <br \/> <br \/>\nKit\u0173 augal\u0173 r\u016b\u0161i\u0173 augintojai skund\u0117si, kad &bdquo;audra &bdquo;nu\u0161mirgeliavo&ldquo; k\u0105 tik sudygusius augalus, teko dar kart\u0105 ats\u0117ti&ldquo;, o li\u016btis u\u017eplak\u0117 pas\u0117lius ir augalai negal\u0117jo i\u0161dygti.  <br \/> <br \/>\n&bdquo;Pernai buvo pa\u017eeisti prakti\u0161kai visi draustini augalai &ndash; nuo Lietuvoje dominuojan\u010di\u0173 jav\u0173 ir raps\u0173 iki kukur\u016bz\u0173 bei lubin\u0173. Metai parod\u0117, kad vyravusi nuostata, jog u\u017etenka saugoti tik raps\u0173 ir jav\u0173 laukus, nebegalioja &ndash; svarbu apsaugoti vis\u0173 augal\u0173 pas\u0117lius&ldquo;, &ndash; komentavo L. Vilkien\u0117.  <\/p>\n<p>  <b>  Saugumas, ramyb\u0117, finansinis stabilumas   <\/b>    <br \/> <br \/>\nAtsakydami \u012f klausim\u0105, kaip pas\u0117li\u0173 draudimas padeda valdyti \u017eem\u0117s \u016bkio rizikas, \u016bkininkai kartojo tris dalykus: saugumas, ramyb\u0117, finansinis stabilumas. Net 9 i\u0161 10 \u016bkinink\u0173 sak\u0117, kad apdraud\u0119 pas\u0117lius &bdquo;ramiau miega&ldquo;, nes &bdquo;turi ma\u017eiau r\u016bpes\u010di\u0173&ldquo;.  <br \/> <br \/>\nStambi\u0173 (daugiau kaip 400 hektar\u0173), vidutini\u0173 bei smulki\u0173 (iki 200 hektar\u0173) \u016bki\u0173 savininkai dalijosi tokia pas\u0117li\u0173 draudimo patirtimi: &bdquo;garantuoja apyvartini\u0173 l\u0117\u0161\u0173 srautus&ldquo;, &bdquo;apsaugo nuo \u016bkio bankroto \u012fvykus didelei \u017ealai&ldquo;, &bdquo;gauni i\u0161mok\u0105, padengusi\u0105 patirtus nuostolius&ldquo;, &bdquo;patyr\u0119s nuostoli\u0173 vis tiek ka\u017ekiek gauni draudimo i\u0161mokos&ldquo; ir kt.  <br \/> <br \/>\nJaunesnio am\u017eiaus \u016bkininkai argumentavo, kad draud\u017eiasi, nes &bdquo;galvoja apie ateit\u012f&ldquo;.  <\/p>\n<p>  <b>  Susim\u0105styti priver\u010dia nuostoliai   <\/b>    <br \/> <br \/>\nMet\u0173 pabaigoje atlikta apklausa parod\u0117, kad apie pas\u0117li\u0173 draudimo naud\u0105 \u017eemdirbius priver\u010dia susim\u0105styti j\u0173 arba pa\u017e\u012fstam\u0173 \u016bkinink\u0173 patirti nuostoliai. Respondentai taip pat atsak\u0117, kad pas\u0117lius \u0117m\u0117 drausti tada, kai prad\u0117jo atid\u017eiai skai\u010diuoti savo i\u0161laidas, kurios &bdquo;sudedamos \u012f laukus&ldquo;.  <br \/> <br \/>\nDaugiau kaip 5 metus savo pas\u0117lius draud\u017eiantys \u016bkininkai teig\u0117, kad pas\u0117li\u0173 draudim\u0105 jau laiko standartu ir prilygina privalomajam civilin\u0117s atsakomyb\u0117s draudimui.  <br \/> <br \/>\n&bdquo;\u0160i apklausa parod\u0117 ir kintant\u012f \u017eemdirbi\u0173 m\u0105stym\u0105. Anks\u010diau \u016bkininkai galvodavo, kad pirmiausia reikia pas\u0117ti, o tik paskui apsaugoti pas\u0117lius, ta\u010diau pastarieji metai \u016bkininkams parod\u0117, kad geriau pirma pasir\u016bpinti preliminaria pas\u0117li\u0173 apsauga, o toliau jau dirbti \u017eem\u0119. Dar viena kintanti nuostata &ndash; vis daugiau \u017eemdirbi\u0173 savo \u016bkius suvokia kaip versl\u0105, o ne \u0161iaip u\u017esi\u0117mim\u0105 ar pramog\u0105&ldquo;, &ndash; pasteb\u0117jo savidraudos fondo vadovas Martynas Rusteika.  <br \/> <br \/>\nApklausoje taip pat buvo ai\u0161kinamasi, kas \u016bkininkams svarbiausia, vertinant draudimo paslaugas. \u017demdirbiai teig\u0117, jog jiems svarbu, kad savidraudos fondo atstovai &bdquo;atva\u017eiuoja \u012f viet\u0105&ldquo;, &bdquo;i\u0161samiai visk\u0105 paai\u0161kina &ndash; k\u0105 ir kada pildyti, pateikti&ldquo;, &bdquo;kad yra lankst\u016bs&ldquo;. Pasitik\u0117jim\u0105 \u016bkininkams kelia ir tai, kad savidraudos fondas yra tarptautinis, kad jie draud\u017eiasi kartu su Vokietijos, Italijos ar kitais senas tradicijas turin\u010diais \u016bkininkais.  <br \/> <br \/>\nPas\u0117li\u0173 savidraudos fondas apklaus\u0105 vykd\u0117 su \u016bkininkais i\u0161 Akmen\u0117s, Alytaus, Jonavos, Joni\u0161kio, Jurbarko, Kauno, Kelm\u0117s, K\u0117daini\u0173, Kupi\u0161kio, Marijampol\u0117, Panev\u0117\u017eio, Plung\u0117s, Prien\u0173, Raseini\u0173, \u0160aki\u0173, \u0160irvint\u0173, \u0160ilut\u0117s, Taurag\u0117s, Vilkavi\u0161kio ir Vilniaus rajon\u0173.  <br \/> <br \/>\nPer 2020 met\u0173 derliaus sezon\u0105 tarptautinio savidraudos fondo filialas &bdquo;VH Lietuva&ldquo; m\u016bs\u0173 \u0161alies \u016bkininkams i\u0161mok\u0117jo 8, 5 mln. eur\u0173 draudimo i\u0161mok\u0173 &ndash; 2, 8 karto daugiau nei 2019 metais (3, 03 mln. eur\u0173).  <\/p>\n<p>Pagal prane\u0161im\u0105 spaudai  <\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Apklausoje dalyvav\u0119 20-ies rajon\u0173 \u016bkininkai pripa\u017eino, kad did\u017eiausiu i\u0161\u0161\u016bkiu 2020 metais jiems buvo gegu\u017e\u0119 i\u0161krit\u0119s sniegas. Prie\u0161 kelet\u0105 met\u0173 \u016bkininkai daugiausiai kult\u016bras draud\u0117 nuo i\u0161\u0161alimo ir li\u016bties rizikos, o 2021-\u0173j\u0173&#8230; <\/p>\n","protected":false},"author":1,"featured_media":37794,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","jetpack_post_was_ever_published":false,"_FSMCFIC_featured_image_caption":"Gegu\u017e\u0117s sniegas lau\u017e\u0117 \u017eydin\u010di\u0173 raps\u0173 laukus. \/ Pas\u0117li\u0173 savidraudos fondo nuotr.","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[89],"tags":[],"class_list":["post-37793","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zemes-ukis","pmpro-has-access"],"featured_image_urls":{"full":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134.jpg",819,614,false],"thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134-150x150.jpg",150,150,true],"medium":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134-300x225.jpg",300,225,true],"medium_large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134-768x576.jpg",768,576,true],"large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134.jpg",819,614,false],"1536x1536":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134.jpg",819,614,false],"2048x2048":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134.jpg",819,614,false],"post-thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134-600x400.jpg",600,400,true],"visualnews_post_thumb":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134-600x400.jpg",600,400,true],"woocommerce_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134-300x300.jpg",300,300,true],"woocommerce_single":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134-600x450.jpg",600,450,true],"woocommerce_gallery_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134-100x100.jpg",100,100,true]},"author_info":{"info":["admin"]},"category_info":"<a href=\"https:\/\/www.santaka.info\/index.php\/category\/kitos-temos\/zemes-ukis\/\" rel=\"category tag\">\u017dem\u0117s \u016bkis<\/a>","tag_info":"\u017dem\u0117s \u016bkis","comment_count":"0","jetpack_featured_media_url":"https:\/\/www.santaka.info\/wp-content\/uploads\/2024\/12\/20210202121134.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/37793","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/comments?post=37793"}],"version-history":[{"count":0,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/37793\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media\/37794"}],"wp:attachment":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media?parent=37793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/categories?post=37793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/tags?post=37793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}