{"id":140006,"date":"2026-07-14T10:25:35","date_gmt":"2026-07-14T07:25:35","guid":{"rendered":"https:\/\/www.santaka.info\/?p=140006"},"modified":"2026-07-14T10:25:35","modified_gmt":"2026-07-14T07:25:35","slug":"kortele-prarijo-bankomatas-nedarykite-sios-klaidos","status":"publish","type":"post","link":"https:\/\/www.santaka.info\/index.php\/2026\/07\/14\/kortele-prarijo-bankomatas-nedarykite-sios-klaidos\/","title":{"rendered":"Kortel\u0119 \u201eprarijo\u201c bankomatas? Nedarykite \u0161ios klaidos"},"content":{"rendered":"<p><strong>Nors technologijos kei\u010dia gyventoj\u0173 atsiskaitymo \u012fpro\u010dius, o dalyje bankomat\u0173 jau galima naudotis bekontakte funkcija, situacij\u0173, kai bankomatas \u201epraryja\u201c mok\u0117jimo kortel\u0119, vis dar pasitaiko. Apie tai, kod\u0117l taip gali nutikti ir k\u0105 tuomet daryti, pasakoja \u201eLuminor\u201c banko kasdien\u0117s bankininkyst\u0117s vadov\u0117 Au\u0161rin\u0117 Mincien\u0117.<\/strong><\/p><p>Pasak A. Mincien\u0117s, bankomatas gali negr\u0105\u017einti kortel\u0117s d\u0117l keli\u0173 prie\u017eas\u010di\u0173. Viena da\u017eniausi\u0173 \u2013 kelis kartus i\u0161 eil\u0117s neteisingai \u012fvestas PIN kodas. Tokia apsaugos priemon\u0117 skirta tam, kad kortele negal\u0117t\u0173 pasinaudoti asmuo, kuris jos PIN kodo ne\u017eino. Kortel\u0117 bankomate taip pat gali likti techninio sutrikimo atveju arba jei klientas po operacijos jos nepasiima laiku.<\/p><p>\u201ePavyzd\u017eiui, gali nutikti taip, kad i\u0161si\u0117m\u0117te grynuosius pinigus, pa\u0117m\u0117te kvit\u0105, prad\u0117jote tvarkytis pinigin\u0119 ir nepasteb\u0117jote, kad kortel\u0117 vis dar bankomate. Tokiais atvejais \u012frenginys po kurio laiko kortel\u0119 \u012ftraukia atgal, kad jos nepaimt\u0173 kitas asmuo\u201c, \u2013 teigia ekspert\u0117.<\/p><p><strong>Padeda bekontak\u010diai bankomatai<\/strong><\/p><p>Kei\u010diantis technologijoms bankomat\u0173 \u201epraryt\u0173\u201c korteli\u0173 skai\u010dius proporcingai ma\u017eesnis nei ankstesniais metais, t\u0119sia ekspert\u0117. Prie to prisideda ir bekontak\u010di\u0173 funkcij\u0173 pl\u0117tra \u2013 gyventojai vis da\u017eniau kortel\u0117s \u012f bankomat\u0105 fizi\u0161kai nebe\u012fstato, tod\u0117l ma\u017e\u0117ja tikimyb\u0117 j\u0105 pamir\u0161ti ar palikti \u012frenginyje.<\/p><p>\u201eNaudodamiesi skaitmenine pinigine telefone, pavyzd\u017eiui, susiej\u0119 joje esan\u010di\u0105 \u201eLuminor Bloom\u201c ar kit\u0105 mok\u0117jimo kortel\u0119, klientai bankomate gali i\u0161siimti pinig\u0173 ir pasitikrinti s\u0105skaitos likut\u012f. Fizin\u0119 kortel\u0119 naudojant bekontak\u010diu b\u016bdu, galima ir \u012fne\u0161ti gryn\u0173j\u0173 pinig\u0173. Tiesa, PIN kodo pakeitimas bekontak\u010diu b\u016bdu n\u0117ra galimas \u2013 tam kortel\u0119 reikia \u012fstatyti \u012f bankomat\u0105, nes kei\u010diant PIN kod\u0105 informacija \u012fra\u0161oma \u012f kortel\u0117s lust\u0105\u201c, \u2013 pa\u017eymi A. Mincien\u0117.<\/p><p>\u0160iuo metu Lietuvoje kiek daugiau nei 41 proc. \u201eLuminor\u201c bankomat\u0173 turi bekontak\u010dio aptarnavimo funkcij\u0105. Tokie bankomatai prad\u0117ti diegti 2020 m. ir gali aptarnauti tiek fizines korteles, tiek telefone esan\u010dias skaitmenines pinigines, pavyzd\u017eiui, \u201eApple Pay\u201c ar \u201eGoogle Pay\u201c.<\/p><p><strong>Skaitmenin\u0117 kortel\u0117 suteikia saugumo<\/strong><\/p><p>Anot ekspert\u0117s, skaitmenin\u0117s pinigin\u0117s ir atsiskaitymai telefonu i\u0161 esm\u0117s nepakeit\u0117 pagrindini\u0173 suk\u010diavimo modeli\u0173, ta\u010diau suteik\u0117 klientams daugiau patogumo ir papildom\u0173 saugumo funkcij\u0173. Ji pabr\u0117\u017eia, kad atsiskaitymai telefonu ar kortele bankomate bekontak\u010diu b\u016bdu yra tokie pat saug\u016bs kaip \u012fprasti atsiskaitymai fizine kortele.<\/p><p>\u201eSkaitmenin\u0117 pinigin\u0117 da\u017enai turi papildom\u0105 apsaug\u0105 \u2013 telefono ekrano u\u017erakt\u0105, biometrin\u012f patvirtinim\u0105 ar kit\u0105 autentifikavimo b\u016bd\u0105. Tai rei\u0161kia, kad net pametus telefon\u0105 pa\u0161aliniam asmeniui n\u0117ra taip paprasta juo pasinaudoti atsiskaitymams ar operacijoms bankomate\u201c, \u2013 sako A. Mincien\u0117.<\/p><p><strong>Prarad\u0119 kortel\u0119 nedelskite<\/strong><\/p><p>Jei nutiko taip, kad kortel\u0117 liko bankomate, svarbiausia \u2013 nedelsti ir kuo grei\u010diau susisiekti su banku. Tokia situacija da\u017enai sukelia streso, ta\u010diau reik\u0117t\u0173 prisiminti, kad kortel\u0117 yra tik priemon\u0117 pasiekti s\u0105skaitoje esan\u010dius pinigus. Net jei kortel\u0117s laikinai neturite arba j\u0105 u\u017eblokavote, s\u0105skaitoje esan\u010dios l\u0117\u0161os niekur nedingsta \u2013 jomis galima naudotis kitais b\u016bdais: atlikti pavedim\u0105, atsiskaityti internetu, pervesti pinigus artimajam ar naudotis kitomis turimomis mok\u0117jimo priemon\u0117mis.<\/p><p>\u201ePirmiausia reik\u0117t\u0173 susisiekti su savo banku \u2013 jis suteiks informacij\u0105 apie tolesnius veiksmus. Praktikoje bankomate likusi kortel\u0117 da\u017eniausiai nebegr\u0105\u017einama, tod\u0117l saugiausias sprendimas paprastai yra j\u0105 u\u017eblokuoti ir u\u017esisakyti nauj\u0105. Svarbu prisiminti, kad bankomate palikta kortel\u0117 n\u0117ra automati\u0161kai u\u017eblokuojama. Tod\u0117l, jei ji liko bankomate ar n\u0117ra ai\u0161ku, kas su ja nutiko, kortel\u0117s naudojim\u0105 reik\u0117t\u0173 apriboti kuo grei\u010diau\u201c, \u2013 akcentuoja ekspert\u0117.<\/p><p>Kortel\u0119 galima u\u017eblokuoti vis\u0105 par\u0105 prisijungus prie \u201eLuminor\u201c mobiliosios program\u0117l\u0117s ar interneto banko, taip pat paskambinus \u012f klient\u0173 aptarnavimo centr\u0105. Daugeliu atvej\u0173 bankomate likusi kortel\u0117 pakei\u010diama nauja, tod\u0117l, j\u0105 u\u017eblokavus, verta nedelsiant pateikti naujos kortel\u0117s u\u017esakym\u0105.<\/p><p>\u201eKuo grei\u010diau apribosite kortel\u0117s naudojim\u0105, tuo ma\u017eesn\u0117 rizika, kad ja bus pasinaudota. \u017dmon\u0117s kartais link\u0119 palaukti, tik\u0117damiesi, kad kortel\u0119 dar atgaus ar situacija paai\u0161k\u0117s ryte, ta\u010diau finansinio saugumo vardan geriau nedelsti\u201c, \u2013 teigia A. Mincien\u0117.<\/p>","protected":false},"excerpt":{"rendered":"<p>Nors technologijos kei\u010dia gyventoj\u0173 atsiskaitymo \u012fpro\u010dius, o dalyje bankomat\u0173 jau galima naudotis bekontakte funkcija, situacij\u0173, kai bankomatas \u201epraryja\u201c mok\u0117jimo kortel\u0119, vis dar pasitaiko. Apie tai, kod\u0117l taip gali nutikti ir&#8230; <\/p>\n","protected":false},"author":13,"featured_media":121257,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","jetpack_post_was_ever_published":false,"_FSMCFIC_featured_image_caption":"","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[24],"tags":[],"class_list":["post-140006","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aktualijos","pmpro-has-access"],"featured_image_urls":{"full":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i.jpg",1250,886,false],"thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-150x150.jpg",150,150,true],"medium":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-300x213.jpg",300,213,true],"medium_large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-768x544.jpg",768,544,true],"large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-1024x726.jpg",1024,726,true],"1536x1536":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i.jpg",1250,886,false],"2048x2048":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i.jpg",1250,886,false],"post-thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-600x400.jpg",600,400,true],"visualnews_post_thumb":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-600x400.jpg",600,400,true],"woocommerce_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-300x300.jpg",300,300,true],"woocommerce_single":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-600x425.jpg",600,425,true],"woocommerce_gallery_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-100x100.jpg",100,100,true]},"author_info":{"info":["Gidas"]},"category_info":"<a href=\"https:\/\/www.santaka.info\/index.php\/category\/aktualijos\/\" rel=\"category tag\">Aktualijos<\/a>","tag_info":"Aktualijos","comment_count":"0","jetpack_featured_media_url":"https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/140006","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/comments?post=140006"}],"version-history":[{"count":1,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/140006\/revisions"}],"predecessor-version":[{"id":140007,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/140006\/revisions\/140007"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media\/121257"}],"wp:attachment":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media?parent=140006"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/categories?post=140006"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/tags?post=140006"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}