{"id":138370,"date":"2026-05-27T11:39:00","date_gmt":"2026-05-27T08:39:00","guid":{"rendered":"https:\/\/www.santaka.info\/?p=138370"},"modified":"2026-05-26T14:41:19","modified_gmt":"2026-05-26T11:41:19","slug":"lietuva-tarp-aktyviausiu-sutelktinio-finansavimo-rinku-es-lietuviska-nt-finansavimo-platforma-perkope-100-mln-euru-riba","status":"publish","type":"post","link":"https:\/\/www.santaka.info\/index.php\/2026\/05\/27\/lietuva-tarp-aktyviausiu-sutelktinio-finansavimo-rinku-es-lietuviska-nt-finansavimo-platforma-perkope-100-mln-euru-riba\/","title":{"rendered":"Lietuva \u2013 tarp aktyviausi\u0173 sutelktinio finansavimo rink\u0173 ES: lietuvi\u0161ka NT finansavimo platforma perkop\u0117 100 mln. eur\u0173 rib\u0105"},"content":{"rendered":"<p><strong>Lietuvos sutelktinio finansavimo rinka augo nebe startuoli\u0161ku, o viso finans\u0173 sektoriaus mastu reik\u0161mingu tempu: pra\u0117jusiais metais per \u0161alies sutelktinio finansavimo paslaug\u0173 teik\u0117jus finansuota 379,4 mln. eur\u0173 \u2013 tre\u010ddaliu (36,3 proc.) daugiau nei 2024 m., rodo Lietuvos banko duomenys. Augo ir projekt\u0173 skai\u010dius: pernai jis siek\u0117 beveik 3 t\u016bkst. ir buvo daugiau nei de\u0161imtadaliu didesnis nei metais anks\u010diau.<\/strong><\/p><p>Lietuva vis ry\u0161kiau matoma ir Europos kontekste \u2013 \u0161alis patenka tarp penki\u0173 did\u017eiausi\u0173 ES sutelktinio finansavimo rink\u0173 pagal per platformas pritraukt\u0105 kapital\u0105, rodo Europos vertybini\u0173 popieri\u0173 ir rink\u0173 institucijos ESMA 2025 m. ap\u017evalga, paremta 2024 m. duomenimis. Daugiau kapitalo per sutelktinio finansavimo platformas pritrauk\u0117 tik Pranc\u016bzija, Nyderlandai, Ispanija ir Italija.<\/p><p>\u201eLietuvoje sutelktinis finansavimas jau neb\u0117ra tik papildomas finansavimo kanalas pavieniams projektams. Rinka auga, tampa labiau reguliuojama, investuotojams ai\u0161kesn\u0117, o dalis platform\u0173 jau dirba ne vien Lietuvos mastu. Nekilnojamojo turto projekt\u0173 finansavime tai rei\u0161kia dvi kryptis: vystytojams atsiranda lankstesnis kapitalo \u0161altinis greta bankinio finansavimo, o investuotojams \u2013 galimyb\u0117 investuoti \u012f NT projektus neperkant paties turto \u012fvairiose Europos \u0161alyse\u201c, \u2013 sako investavimo \u012f nekilnojamojo turto projektus platformos \u201eInRento\u201c \u012fk\u016br\u0117jas Gustas Germanavi\u010dius.<\/p><p>Rinkos kontekste spar\u010diausi\u0105 augimo etap\u0105 savo istorijoje fiksuoja ir \u201eInRento\u201c. Platforma neseniai perkop\u0117 100 mln. eur\u0173 investicij\u0173 rib\u0105: pirmajam 50 mln. eur\u0173 etapui prireik\u0117 daugiau nei penkeri\u0173 met\u0173, o dar tiek pat per platform\u0105 finansuot\u0173 projekt\u0173 pritraukta grei\u010diau nei per metus.<\/p><p><strong>Augim\u0105 l\u0117m\u0117 platesn\u0117 geografija<\/strong><\/p><p>Vienas svarbiausi\u0173 tokio augimo veiksni\u0173 \u2013 nuosekli pl\u0117tra u\u017e Lietuvos rib\u0173. \u0160iuo metu \u201eInRento\u201c veikia a\u0161tuoniose Europos rinkose, tod\u0117l investuotojai gali rinktis i\u0161 daugiau skirting\u0173 \u0161ali\u0173, turto tip\u0173 ir projekt\u0173, o platesn\u0117 pasi\u016bla savo ruo\u017etu didina ir pa\u010di\u0173 investuotoj\u0173 aktyvum\u0105.<\/p><p>\u201eGeografin\u0117 pl\u0117tra mums buvo vienas svarbiausi\u0173 augimo veiksni\u0173, nes ji tiesiogiai didina pasirinkim\u0105 investuotojams. Matome, kad vis daugiau j\u0173 nebenori apsiriboti viena rinka \u2013 jiems svarbu portfel\u012f geografi\u0161kai diversifikuoti. Kartu augim\u0105 stiprino ir didesnis investuotoj\u0173 aktyvumas bei platesn\u0117 projekt\u0173 pasi\u016bla, tod\u0117l pl\u0117tra Europoje mums buvo ne tik masto, bet ir pasi\u016blos kokyb\u0117s klausimas\u201c, \u2013 teigia \u201eInRento\u201c \u012fk\u016br\u0117jas.<\/p><p><strong>Portfelio kokyb\u0117s svarba<\/strong><\/p><p>Ta\u010diau, anot G. Germanavi\u010diaus, auganti sutelktinio finansavimo rinka vertinama ne vien pagal pritraukt\u0173 investicij\u0173 dyd\u012f. Ne ma\u017eiau svarbu, kaip platformoms sekasi u\u017ebaigti finansuotus projektus, gr\u0105\u017einti kapital\u0105 investuotojams ir i\u0161laikyti portfelio kokyb\u0119.<\/p><p>Iki \u0161iol \u201eInRento\u201c investuotojams gr\u0105\u017eino 30,13 mln. eur\u0173 kapitalo ir i\u0161mok\u0117jo 9,37 mln. eur\u0173 investuotoj\u0173 pelno. V\u0117luojan\u010di\u0173 paskol\u0173, v\u0117luojan\u010di\u0173 pal\u016bkan\u0173, i\u0161ie\u0161kom\u0173 sum\u0173 ir nevykdom\u0173 projekt\u0173 rodikliai platformoje siekia 0 proc. Anks\u010diau nei planuota gr\u0105\u017einti 99 proc. realizuot\u0173 projekt\u0173, o vidutin\u0117 j\u0173 trukm\u0117 siekia 20 m\u0117nesi\u0173.<\/p><p>\u201ePerkopus 100 mln. eur\u0173 investicij\u0173 rib\u0105, mums svarbiausia i\u0161laikyti t\u0105 pa\u010di\u0105 kokyb\u0117s kartel\u0119, kurios laik\u0117m\u0117s nuo pat prad\u017ei\u0173. Projektus vertiname ne pagal tai, ar juos galima greitai sufinansuoti, o pagal tai, ar ai\u0161kus kapitalo gr\u0105\u017einimo \u0161altinis, ar pakankamos u\u017etikrinimo priemon\u0117s, ar projekto terminas ir rizikos atitinka investuotojams pristatom\u0105 gr\u0105\u017e\u0105. B\u016btent tokia disciplina leid\u017eia augti neaukojant portfelio kokyb\u0117s\u201c, \u2013 sako G. Germanavi\u010dius.<\/p><p>Pasak jo, tolesniame sutelktinio finansavimo rinkos Lietuvoje etape vien pritraukt\u0173 sum\u0173 nebepakaks nei investuotojams, nei rinkos prie\u017ei\u016bros institucijoms. Vis daugiau reik\u0161m\u0117s tur\u0117s tai, kaip platformos pagrind\u017eia projekt\u0173 atrank\u0105, kaip valdo rizik\u0105, koki\u0105 gr\u0105\u017einim\u0173 istorij\u0105 yra sukaupusios ir kiek skaidriai investuotojams parodo, i\u0161 ko bus gr\u0105\u017einamas kapitalas. Rinkai augant, b\u016btent \u0161ie kriterijai tur\u0117t\u0173 vis labiau lemti, kurios platformos i\u0161laikys investuotoj\u0173 pasitik\u0117jim\u0105 ilguoju laikotarpiu.<\/p><p>Investavimas susij\u0119s su rizika prarasti dal\u012f ar vis\u0105 investuot\u0105 sum\u0105, tod\u0117l investicijas yra rekomenduotina diversifikuoti ir investuoti atsakingai.<\/p>","protected":false},"excerpt":{"rendered":"<p>Lietuvos sutelktinio finansavimo rinka augo nebe startuoli\u0161ku, o viso finans\u0173 sektoriaus mastu reik\u0161mingu tempu: pra\u0117jusiais metais per \u0161alies sutelktinio finansavimo paslaug\u0173 teik\u0117jus finansuota 379,4 mln. eur\u0173 \u2013 tre\u010ddaliu (36,3 proc.)&#8230; 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