{"id":135188,"date":"2026-02-26T10:57:46","date_gmt":"2026-02-26T08:57:46","guid":{"rendered":"https:\/\/www.santaka.info\/?p=135188"},"modified":"2026-02-26T10:57:46","modified_gmt":"2026-02-26T08:57:46","slug":"ziema-kokios-seniai-nemateme-draudikai-skaiciuoja-gyventoju-ir-verslo-patirtas-zalas","status":"publish","type":"post","link":"https:\/\/www.santaka.info\/index.php\/2026\/02\/26\/ziema-kokios-seniai-nemateme-draudikai-skaiciuoja-gyventoju-ir-verslo-patirtas-zalas\/","title":{"rendered":"\u017diema, kokios seniai nemat\u0117me: draudikai skai\u010diuoja gyventoj\u0173 ir verslo patirtas \u017ealas"},"content":{"rendered":"<p><strong>\u017diemos stichija \u0161iemet smog\u0117 seniai nereg\u0117ta j\u0117ga \u2013 dideli \u0161al\u010diai, staig\u016bs temperat\u016br\u0173 svyravimai, pasunk\u0117j\u0119s sniegas, slidi kelio danga ir sud\u0117tingos eismo s\u0105lygos l\u0117m\u0117 i\u0161augusias turto ir transporto \u017ealas. Remiantis bendrov\u0117s \u201eLietuvos draudimas\u201c duomenimis, per paskutin\u0119 savait\u0119 bendrai buvo gauta arti 11 t\u016bkst. \u017eal\u0173 kreipini\u0173, o bendro \u017eal\u0173 rezervo dydis pra\u0117jusi\u0105 savait\u0119 perkop\u0117 100 mln. eur\u0173 sum\u0105<\/strong>.<\/p><p><strong>\u0160ylant orui \u2013 sniego sl\u0117gio gr\u0117sm\u0117s<\/strong><\/p><p>Kaip rodo \u201eLietuvos draudimo\u201c duomenys, pra\u0117jusi\u0105 savait\u0119 registruot\u0173 turto \u017eal\u0173 skai\u010dius buvo 96 proc. didesnis, lyginant su pra\u0117jusi\u0173 met\u0173 to paties laikotarpio vidutine savaite. I\u0161 viso bendrov\u0117 gavo 1,8 t\u016bkst. turto \u017eal\u0173 kreipini\u0173, o did\u017eiausios turto \u017ealos buvo patirtos d\u0117l gaisr\u0173 ir sniego sl\u0117gio.<\/p><p>Pavyzd\u017eiui, Taurag\u0117s rajone pra\u0117jusi\u0105 savait\u0119 d\u0117l sniego sl\u0117gio sugriuvo \u016bkiniai pastatai, kuri\u0173 nuostoliams atlyginti rezervuota suma siekia 45 t\u016bkst. eur\u0173.<\/p><p>\u201ePer tris \u0161io \u017eiemos sezono m\u0117nesius i\u0161 viso fiksuota arti t\u016bkstan\u010dio b\u016bsto \u017eal\u0173 d\u0117l sniego sl\u0117gio, kai pra\u0117jusi\u0105 \u017eiem\u0105 j\u0173 buvo tris kartus ma\u017eiau. Vidutin\u0117 i\u0161mok\u0117tos \u017ealos suma nuostoliams padengti \u0161iemet taip pat atitinkamai didesn\u0117 ir siekia 1,3 t\u016bkst. eur\u0173. Pavojingiausia sniego paklot\u0117 tampa atlyd\u017eio metu, mat \u0161lapio sniego svoris gali padid\u0117ti iki 9 kart\u0173. Da\u017ena \u0161lapio sniego sukeliama \u017eala ne tik l\u016b\u017e\u0119 stogai, bet ir per nesandarias konstrukcijas prasisunkusio vandens padariniai\u201c, \u2013 sako Art\u016bras Juodeikis, \u201eLietuvos draudimo\u201c \u017eal\u0173 departamento direktorius.&nbsp;<\/p><p>Ekspertas primena, kad \u017eem\u0119 ir pastatus padengus sniego paklotei, svarbiausia prevencin\u0117 priemon\u0117 \u2212 sniego \u0161alinimas nuo gyvenam\u0173j\u0173 pastat\u0173 stog\u0173, pav\u0117sini\u0173, \u016bkini\u0173 pastat\u0173, gara\u017e\u0173, \u0161iltnami\u0173, stogeli\u0173 prie \u012f\u0117jimo.<\/p><p>\u201eSvarbu patikrinti ir lietvamzd\u017eius ir vandens surinkimo latakus \u2013 jie turi b\u016bti neu\u017esikim\u0161\u0119, kad vanduo gal\u0117t\u0173 laisvai nutek\u0117ti. Taip pat reik\u0117t\u0173 \u0161alinti ir varveklius bei ledo sankaupas nuo stog\u0173, nes jie pridaro nema\u017eai \u017eal\u0173 stovintiems automobiliams\u201c, \u2212 komentuoja A. Juodeikis.<\/p><p><strong>\u0160al\u010dio \u012ftaka gaisrams<\/strong><\/p><p>Pra\u0117jusi\u0105 savait\u0119 dar bene 100 t\u016bkst. eur\u0173 suma rezervuota \u017ealoms atlyginti d\u0117l dviej\u0173 dideli\u0173 gaisr\u0173: Utenoje kilusio gyvenamojo namo gaisro bei Panev\u0117\u017eio rajone u\u017esidegusi\u0173 \u016bkini\u0173 pastat\u0173.<\/p><p>\u201e\u0160i\u0173 met\u0173 \u017eiem\u0105 ilgai laik\u0119si \u0161alti orai l\u0117m\u0117 reik\u0161mingai i\u0161augusius gaisr\u0173 skai\u010dius. Da\u017eniausios gaisr\u0173 prie\u017eastys \u2013 d\u0117l didelio \u0161al\u010dio intensyvesnis \u0161ildymo katil\u0173, krosni\u0173, \u017eidini\u0173 k\u016brenimas, bei i\u0161aug\u0119s elektrini\u0173 \u0161ildymo \u012frengini\u0173 naudojimas. \u0160altuoju laikotarpiu smarkiai i\u0161augus elektros vartojimui, padid\u0117ja apkrovos tiek elektros perdavimo tinkluose, tiek vidaus instaliacijose. D\u0117l to da\u017en\u0117ja trumpojo jungimo atvejai, galintys sukelti gaisrus. Intensyvus elektros naudojimas kartu su pasenusiais ar nepri\u017ei\u016br\u0117tais vidaus tinklais tampa viena i\u0161 \u017eiemos gaisr\u0173 prie\u017eas\u010di\u0173\u201c, \u2013 pabr\u0117\u017eia A. Juodeikis. &nbsp;<\/p><p>Pasak jo, papildom\u0105 pavoj\u0173 kelia ir d\u0117l \u0161al\u010dio kintan\u010dios pastat\u0173 konstrukcij\u0173 savyb\u0117s. \u017dema temperat\u016bra sutraukia dr\u0117gm\u0119, tod\u0117l sienos, perdangos ir kitos konstrukcijos i\u0161saus\u0117ja bei tampa labiau degios. Tuo pat metu didesnis \u0161ildymo intensyvumas sukuria s\u0105lygas, kai net ir nedidel\u0117 kibirk\u0161tis ar perkaitimas gali greitai peraugti \u012f gaisro \u017eidin\u012f.<\/p><p>\u201eNe ma\u017eiau pavojingos situacijos kyla ir intensyviai naudojant kieto kuro \u0161ildymo sistemas, krosnis ir \u017eidinius. Nei\u0161valytuose kaminuose susikaup\u0119 suod\u017eiai gali u\u017esidegti, o d\u0117l itin auk\u0161tos temperat\u016bros kaminai kartais sutr\u016bksta. Tokiais atvejais ugnis ar kar\u0161tis pa\u017eeid\u017eia sienas, perdangas, pasiekia izoliacines med\u017eiagas, medines konstrukcijas ir gali sukelti didel\u0117s apimties gaisrus\u201c, \u2013 sako A. Juodeikis.<\/p><p><strong>Eismo s\u0105lygos \u2013 i\u0161bandymas vairuotojams<\/strong><\/p><p>Pasak eksperto, apsnigti ir apled\u0117j\u0119 keliai pra\u0117jusi\u0105 savait\u0119 tur\u0117jo \u012ftakos ir i\u0161augusiam auto\u012fvyki\u0173 skai\u010diui bei transporto priemoni\u0173 susid\u016brimams. \u201eLietuvos draudimo\u201c duomenys rodo, kad transporto \u017eal\u0173 srautas buvo 35 proc. didesnis, palyginti su vidutine pra\u0117jusi\u0173 met\u0173 to paties laikotarpio savaite.<\/p><p>\u201eVienos did\u017eiausi\u0173 registruot\u0173 transporto \u017eal\u0173 buvo tiesiogiai susijusios su eismo \u012fvykiais d\u0117l slidaus kelio. Pavyzd\u017eiui, Kalvarijoje, esant slid\u017eiai kelio dangai autove\u017eis nuslydo nuo kelio ir atsitrenk\u0117 \u012f kelio atitvarus. \u0160ios \u017ealos atlyginimui rezervuota 30 t\u016bkst. eur\u0173. Dar tokia pati nuostoli\u0173 suma registruota d\u0117l \u012fvykio, nutikusio \u0160al\u010dinink\u0173 rajone, kai prasilenkdamas su sunkiasvore transporto priemone vairuotojas nesuvald\u0117 lengvojo automobilio ir atsitrenk\u0117 \u012f kelio \u017eenkl\u0105 bei kliud\u0117 autobus\u0173 stotel\u0119\u201c, \u2013 komentuoja A. Juodeikis.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u017diemos stichija \u0161iemet smog\u0117 seniai nereg\u0117ta j\u0117ga \u2013 dideli \u0161al\u010diai, staig\u016bs temperat\u016br\u0173 svyravimai, pasunk\u0117j\u0119s sniegas, slidi kelio danga ir sud\u0117tingos eismo s\u0105lygos l\u0117m\u0117 i\u0161augusias turto ir transporto \u017ealas. Remiantis bendrov\u0117s&#8230; <\/p>\n","protected":false},"author":13,"featured_media":133022,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","jetpack_post_was_ever_published":false,"_FSMCFIC_featured_image_caption":"","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[108,30],"tags":[],"class_list":["post-135188","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gamta","category-lietuvoje","pmpro-has-access"],"featured_image_urls":{"full":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis.jpg",2048,1365,false],"thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis-150x150.jpg",150,150,true],"medium":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis-300x200.jpg",300,200,true],"medium_large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis-768x512.jpg",768,512,true],"large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis-1024x683.jpg",1024,683,true],"1536x1536":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis-1536x1024.jpg",1536,1024,true],"2048x2048":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis.jpg",2048,1365,false],"post-thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis-600x400.jpg",600,400,true],"visualnews_post_thumb":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis-600x400.jpg",600,400,true],"woocommerce_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis-300x300.jpg",300,300,true],"woocommerce_single":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis-600x400.jpg",600,400,true],"woocommerce_gallery_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis-100x100.jpg",100,100,true]},"author_info":{"info":["Gidas"]},"category_info":"<a href=\"https:\/\/www.santaka.info\/index.php\/category\/kitos-temos\/gamta\/\" rel=\"category tag\">Gamta<\/a> <a href=\"https:\/\/www.santaka.info\/index.php\/category\/lietuvoje\/\" rel=\"category tag\">Lietuvoje<\/a>","tag_info":"Lietuvoje","comment_count":"0","jetpack_featured_media_url":"https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Arturas-Juodeikis.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/135188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/comments?post=135188"}],"version-history":[{"count":1,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/135188\/revisions"}],"predecessor-version":[{"id":135189,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/135188\/revisions\/135189"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media\/133022"}],"wp:attachment":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media?parent=135188"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/categories?post=135188"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/tags?post=135188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}