{"id":132251,"date":"2025-12-08T10:53:06","date_gmt":"2025-12-08T08:53:06","guid":{"rendered":"https:\/\/www.santaka.info\/?p=132251"},"modified":"2025-12-08T10:53:10","modified_gmt":"2025-12-08T08:53:10","slug":"bustas-gali-tapti-dar-labiau-neprieinamas-iperkamumas-jau-siekia-stokholmo-londono-ir-paryziaus-lygi","status":"publish","type":"post","link":"https:\/\/www.santaka.info\/index.php\/2025\/12\/08\/bustas-gali-tapti-dar-labiau-neprieinamas-iperkamumas-jau-siekia-stokholmo-londono-ir-paryziaus-lygi\/","title":{"rendered":"B\u016bstas gali tapti dar labiau neprieinamas: \u012fperkamumas jau siekia Stokholmo, Londono ir Pary\u017eiaus lyg\u012f"},"content":{"rendered":"<p><strong>Apie atsakingo skolinimosi nuostat\u0173 poky\u010dius ir pradinio \u012fna\u0161o ma\u017einim\u0105 buvo kalbama jau kur\u012f laik\u0105, tod\u0117l pats sprendimas rinkos dalyviams nebuvo visi\u0161ka staigmena. Pana\u0161i tvarka, suma\u017einusi privalomo pradinio \u012fna\u0161o dyd\u012f iki 10 proc., bus taikoma ir&nbsp; \u0160vedijoje, kurios b\u016bsto rinka turi didel\u0119 \u012ftak\u0105 ir Baltijos \u0161alims. Vis d\u0117lto labiausiai nustebino ne pats sprendimas, o jo laikas, teigia \u201eLuminor\u201d banko finansavimo srities vadov\u0117 Laura \u017dukov\u0117. <\/strong><strong><\/strong><\/p><p>Rinka \u0161iuo metu i\u0161gyvena labai ry\u0161k\u0173 atsigavim\u0105 ir pana\u0161u, kad \u0161i tendencija t\u0119sis ir kitais metais. Anot L. \u017dukov\u0117s, did\u017eiausias nuog\u0105stavimas \u2013 kad b\u016btent \u0161iuo laikotarpiu atlaisvinti reikalavimai b\u016bsto rink\u0105 gali dar labiau \u012fkaitinti.<\/p><p>\u201eVilniuje b\u016bsto kainos pastaruosius kelerius metus augo kur kas spar\u010diau nei kituose \u0161alies miestuose, tod\u0117l atotr\u016bkis tarp sostin\u0117s ir region\u0173 tik ry\u0161k\u0117ja. Tai procesas, kuris buvo prognozuojamas jau seniai: prie\u0161 de\u0161imtmet\u012f b\u016bstas patraukliose Vilniaus vietose kainavo vos pusantro karto daugiau nei ne tokiose paklausiose vietov\u0117se, o dabar skirtumas gerokai i\u0161aug\u0119s\u201c, \u2013 sako ekspert\u0117.<\/p><p><strong>Pirmiausia paveiks sostin\u0117s gyventojus<\/strong><\/p><p>L. \u017dukov\u0117 pastebi, kad pradinio \u012fna\u0161o ma\u017einimas pirmiausia paveiks tuos, kurie planuoja \u012fsigyti b\u016bst\u0105 sostin\u0117je \u2013 ypa\u010d neseniai \u012f Vilni\u0173 atsik\u0117lusius gyventojus. Vietiniai vilnie\u010diai da\u017eniau jau turi sukaupto turto ar \u0161eimos param\u0105, tod\u0117l poveikis jiems bus ma\u017eesnis.<\/p><p>\u201eRegionuose situacija kitokia: ten b\u016bsto kainos yra ma\u017eesn\u0117s, tod\u0117l pradinio \u012fna\u0161o klausimas n\u0117ra toks opus ir sutaupyti tampa lengviau. Tai rei\u0161kia, kad gyventojai u\u017e miesto rib\u0173 turi daugiau galimybi\u0173 grei\u010diau \u012fsigyti nuosav\u0105 b\u016bst\u0105\u201c, \u2013 pasakoja L. \u017dukov\u0117.<\/p><p><strong>Pradin\u012f \u012fna\u0161\u0105 sukaupti vis dar sud\u0117tinga<\/strong><\/p><p>Skai\u010diai rodo, kad sukaupti pradin\u012f \u012fna\u0161\u0105 i\u0161 vidutinio darbo u\u017emokes\u010dio kai kuriose Lietuvos vietov\u0117se yra itin sud\u0117tinga. Pavyzd\u017eiui, norint sukaupti 15 proc. pradin\u012f \u012fna\u0161\u0105 60 kv. m butui Vilniuje, vidutines pajamas gaunan\u010diam \u017emogui reik\u0117t\u0173 taupyti apie devynerius metus. Kaune \u2013 septynerius, Klaip\u0117doje \u2013 \u0161e\u0161erius, o \u0160iauliuose \u2013 ketverius.<\/p><p>\u201eJei kalbame apie erdvesn\u012f, 90 kv. m b\u016bst\u0105, taupymo laikotarpis dar labiau pailg\u0117ja: Vilniuje \u2013 iki 13 met\u0173, Kaune \u2013 iki 10, Klaip\u0117doje \u2013 iki 9, \u0160iauliuose \u2013 iki 7. Tai rei\u0161kia, kad b\u016bsto \u012fperkamumo prasme art\u0117jame prie Stokholmo, Pary\u017eiaus ar Londono lygio\u201c, \u2013 pasakoja ekspert\u0117.<\/p><p>Ji priduria, kad jei pradin\u012f \u012fna\u0161\u0105 suma\u017eintume iki 10 proc., sostin\u0117je tai vis tiek likt\u0173 didelis i\u0161\u0161\u016bkis. Sutaupyti 60 kv. metr\u0173 butui vidutini\u0173 pajam\u0173 gav\u0117jui prireikt\u0173 daugiau nei penkeri\u0173 met\u0173. Tod\u0117l galima sakyti, kad be papildom\u0173 pajam\u0173 ar artim\u0173j\u0173 pagalbos b\u016bst\u0105 Vilniuje \u012fsigyti vis dar sud\u0117tinga.<\/p><p>\u201eVidutin\u0117 taupymo norma Lietuvoje \u2013 apie 12 proc. pajam\u0173. Toks tempas rei\u0161kia, kad daugeliui \u017emoni\u0173 tekt\u0173 taupyti de\u0161imtmet\u012f ar dar ilgiau. D\u0117l to nema\u017ea dalis gyventoj\u0173 bando taupyti didesn\u0119 pajam\u0173 dal\u012f \u2013 apie 20 proc., bet ir tai ne visada garantuoja greitesn\u012f proces\u0105\u201c, \u2013 teigia L. \u017dukov\u0117.<\/p><p><strong>S\u0105lyg\u0173 lengvinimas problemos nei\u0161spr\u0119s<\/strong><\/p><p>I\u0161 kitos pus\u0117s, \u0161i situacija n\u0117ra i\u0161skirtin\u0117 \u2013 beveik n\u0117 vienoje Europos sostin\u0117je \u012fsigyti b\u016bst\u0105 i\u0161 vidutinio atlyginimo n\u0117ra lengva, sako pa\u0161nekov\u0117, ta\u010diau vien ma\u017eesnis pradinis \u012fna\u0161as problemos nei\u0161spr\u0119s. Jis gali suteikti trumpalaik\u012f palengvinim\u0105, o b\u016bsto prieinamum\u0105 i\u0161 esm\u0117s nulemia ne tik finansavimo taisykl\u0117s, o kur kas platesni sisteminiai sprendimai, didinantys b\u016bsto pasi\u016bl\u0105, skatinantys statyb\u0173 temp\u0105 ir ma\u017einantys rinkos disbalans\u0105.<\/p><p>\u201eJeigu norime, kad b\u016bsto rinka b\u016bt\u0173 tvari, turime \u017ei\u016br\u0117ti ne tik \u012f paklausos pus\u0119, bet ir \u012f pasi\u016blos galimybes. Kitaip rizikuojame, kad kain\u0173 \u0161uoliai taps dar didesni, o \u012fpirkti b\u016bst\u0105 taps dar sunkiau \u2013 ypa\u010d jaunoms \u0161eimoms ir \u012f didmies\u010dius persikeliantiems gyventojams\u201c, \u2013 apibendrina \u201eLuminor\u201c banko ekspert\u0117.<\/p>","protected":false},"excerpt":{"rendered":"<p>Apie atsakingo skolinimosi nuostat\u0173 poky\u010dius ir pradinio \u012fna\u0161o ma\u017einim\u0105 buvo kalbama jau kur\u012f laik\u0105, tod\u0117l pats sprendimas rinkos dalyviams nebuvo visi\u0161ka staigmena. Pana\u0161i tvarka, suma\u017einusi privalomo pradinio \u012fna\u0161o dyd\u012f iki&#8230; <\/p>\n","protected":false},"author":13,"featured_media":132252,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","jetpack_post_was_ever_published":false,"_FSMCFIC_featured_image_caption":"\u201eLuminor\u201d banko finansavimo srities vadov\u0117 Laura \u017dukov\u0117. ","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[85],"tags":[],"class_list":["post-132251","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bustas","pmpro-has-access"],"featured_image_urls":{"full":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-scaled.jpg",2560,1708,false],"thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-150x150.jpg",150,150,true],"medium":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-300x200.jpg",300,200,true],"medium_large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-768x512.jpg",768,512,true],"large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-1024x683.jpg",1024,683,true],"1536x1536":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-1536x1025.jpg",1536,1025,true],"2048x2048":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-2048x1366.jpg",2048,1366,true],"post-thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-600x400.jpg",600,400,true],"visualnews_post_thumb":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-600x400.jpg",600,400,true],"woocommerce_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-300x300.jpg",300,300,true],"woocommerce_single":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-600x400.jpg",600,400,true],"woocommerce_gallery_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-100x100.jpg",100,100,true]},"author_info":{"info":["Gidas"]},"category_info":"<a href=\"https:\/\/www.santaka.info\/index.php\/category\/kitos-temos\/bustas\/\" rel=\"category tag\">B\u016bstas<\/a>","tag_info":"B\u016bstas","comment_count":"0","jetpack_featured_media_url":"https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/12\/Laura-Zukove-scaled.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/132251","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/comments?post=132251"}],"version-history":[{"count":1,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/132251\/revisions"}],"predecessor-version":[{"id":132253,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/132251\/revisions\/132253"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media\/132252"}],"wp:attachment":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media?parent=132251"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/categories?post=132251"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/tags?post=132251"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}