{"id":124793,"date":"2025-08-05T15:51:11","date_gmt":"2025-08-05T12:51:11","guid":{"rendered":"https:\/\/www.santaka.info\/?p=124793"},"modified":"2025-08-05T15:51:15","modified_gmt":"2025-08-05T12:51:15","slug":"skaitmeniniu-mokejimu-era-kaip-keiciasi-vartotoju-atsiskaitymo-iprociai","status":"publish","type":"post","link":"https:\/\/www.santaka.info\/index.php\/2025\/08\/05\/skaitmeniniu-mokejimu-era-kaip-keiciasi-vartotoju-atsiskaitymo-iprociai\/","title":{"rendered":"Skaitmenini\u0173 mok\u0117jim\u0173 era: kaip kei\u010diasi vartotoj\u0173 atsiskaitymo \u012fpro\u010diai?"},"content":{"rendered":"

Baltijos \u0161ali\u0173 gyventoj\u0173 atsiskaitymai negrynaisiais pinigais toliau auga. <\/strong><\/p>

Vien Lietuvoje mok\u0117jim\u0173 negrynaisiais pinigais skai\u010dius pernai augo 8\u00a0\u00a0proc., rodo Lietuvos banko duomenys. Nors vis dar dominuoja kortel\u0117s ir mobilieji atsiskaitymai, naujos \u2013 dar visai neseniai futuristin\u0117mis laikytos, technologijos vis aktyviau \u017eengia \u012f vartotoj\u0173 kasdienyb\u0119. Banko pl\u0117tros vadovas Romas \u010cere\u0161ka teigia, kad pasaulin\u0117s skaitmenini\u0173 mok\u0117jim\u0173 naujov\u0117s art\u0117ja ir prie Baltijos \u0161ali\u0173 slenks\u010dio.\u00a0<\/p>

Pasak banko pl\u0117tros vadovo Romo \u010cere\u0161kos, Baltijos \u0161ali\u0173 gyventojai jau kur\u012f laik\u0105 pasi\u017eymi auk\u0161tu technologiniu ra\u0161tingumu ir atvirumu naujov\u0117ms, tod\u0117l skaitmenini\u0173 atsiskaitym\u0173 populiar\u0117jimas \u2013 nat\u016bralus procesas.<\/p>

\u201eGyventojai vis da\u017eniau renkasi bekontak\u010dius mok\u0117jimus, o tradicin\u0117s kortel\u0117s pama\u017eu u\u017eleid\u017eia viet\u0105 i\u0161maniesiems sprendimams \u2013 mobiliesiems telefonams, laikrod\u017eiams ir \u017eiedams. Tai neb\u0117ra tik inovacijos \u2013 tai jau dalis kasdienio gyvenimo\u201c, \u2013 teigia R. \u010cere\u0161ka.<\/p>

Jo teigimu, tokias tendencijas lemia kelios prie\u017eastys \u2013 technologijos tampa vis labiau prieinamos, i\u0161manieji \u012frenginiai neb\u0117ra prabanga, o standartas. Taip pat augant paslaug\u0173 skaitmenizacijai ir prekybinink\u0173 konkurencijai, vartotojai vis da\u017eniau ie\u0161ko greitesni\u0173 ir patogesni\u0173 sprendim\u0173. <\/p>

Vienas i\u0161 pastaraisiais metais spar\u010diai populiar\u0117jan\u010di\u0173 sprendim\u0173 \u2013 mok\u0117jim\u0173 \u017eiedai, o \u0161i inovacija jau penkerius metus prieinama ir kitose Baltijos \u0161alyse. J\u0173 populiarumas nuosekliai auga \u2013 pasak R. \u010cere\u0161kos, nuo 2022 met\u0173 banko aktyvi\u0173 mok\u0117jim\u0173 \u017eied\u0173 skai\u010dius Baltijos \u0161alyse augo daugiau nei 60 proc.\u00a0<\/p>

\u201eRy\u0161kios tendencijos matomos, \u017evelgiant ir \u012f atsiskaitym\u0173 sum\u0105. Per t\u0105 pat\u012f laikotarp\u012f bendra suma, i\u0161leista atsiskaitant \u017eiedais, padid\u0117jo daugiau nei pusantro karto. Vien per pastaruosius metus vidutin\u0117 m\u0117nesio \u017eiedais atsiskaitoma suma augo daugiau nei penktadaliu, o 2025-aisiais, nors metai dar nesibaig\u0117, ji jau \u017eenkliai lenkia pra\u0117jusi\u0173 met\u0173 vidurkius\u201c, \u2013 komentuoja banko atstovas.<\/p>","protected":false},"excerpt":{"rendered":"

Baltijos \u0161ali\u0173 gyventoj\u0173 atsiskaitymai negrynaisiais pinigais toliau auga. Vien Lietuvoje mok\u0117jim\u0173 negrynaisiais pinigais skai\u010dius pernai augo 8\u00a0\u00a0proc., rodo Lietuvos banko duomenys. Nors vis dar dominuoja kortel\u0117s ir mobilieji atsiskaitymai, naujos… <\/p>\n","protected":false},"author":10,"featured_media":124794,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","jetpack_post_was_ever_published":false,"_FSMCFIC_featured_image_caption":"","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[88,84],"tags":[],"class_list":["post-124793","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-idomu","category-technologijos","pmpro-has-access"],"featured_image_urls":{"full":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-scaled.jpg",2560,1706,false],"thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-150x150.jpg",150,150,true],"medium":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-300x200.jpg",300,200,true],"medium_large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-768x512.jpg",768,512,true],"large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-1024x683.jpg",1024,683,true],"1536x1536":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-1536x1024.jpg",1536,1024,true],"2048x2048":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-2048x1365.jpg",2048,1365,true],"post-thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-600x400.jpg",600,400,true],"visualnews_post_thumb":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-600x400.jpg",600,400,true],"woocommerce_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-300x300.jpg",300,300,true],"woocommerce_single":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-600x400.jpg",600,400,true],"woocommerce_gallery_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-100x100.jpg",100,100,true]},"author_info":{"info":["santakoslaikrastis"]},"category_info":"\u012edomu<\/a> Technologijos<\/a>","tag_info":"Technologijos","comment_count":"0","jetpack_featured_media_url":"https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/08\/Asociatyvi-nuotrauka_Unsplash-scaled.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/124793","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/comments?post=124793"}],"version-history":[{"count":1,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/124793\/revisions"}],"predecessor-version":[{"id":124795,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/124793\/revisions\/124795"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media\/124794"}],"wp:attachment":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media?parent=124793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/categories?post=124793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/tags?post=124793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}