Kaip atsiskaityti esant u\u017esienyje<\/strong><\/strong><\/p> Viena da\u017eniausi\u0173 klaid\u0173, kuri\u0105 keliautojai daro atsiskaitydami u\u017esienyje \u2013 pasirenka atsiskaityti eurais, kai terminalas ar bankomatas leid\u017eia rinktis valiut\u0105, pa\u017eymi ekspert\u0117.<\/p> \u201eTaip, atrodo, patogiau \u2013 juk s\u0105skaitoje pinigus laikome eurais. Ta\u010diau tokiu atveju valiutos konvertavimo mokes\u010dius pritaiko vietin\u0117 finans\u0173 \u012fstaiga, ir \u0161ie mokes\u010diai da\u017enai b\u016bna gerokai didesni (kartais net 2 ar daugiau kart\u0173) nei Lietuvos bank\u0173\u201c, \u2013 sako \u201eLuminor\u201c banko kasdien\u0117s bankininkyst\u0117s vadov\u0117.<\/p> Tad norint kelion\u0117se nei\u0161laidauti be reikalo, atsiskaitym\u0173 metu reik\u0117t\u0173 visada rinktis vietin\u0119 \u0161alies valiut\u0105 \u2013 taip valiutos konvertavim\u0105 atliks j\u016bs\u0173 bankas Lietuvoje, kuris da\u017eniausiai taiko ma\u017eesnius mokes\u010dius.<\/p> K\u0105 dar svarbu \u017einoti prie\u0161 kelion\u0119<\/strong><\/strong><\/p> Planuojantiems kelion\u0119, A. Mincien\u0117 turi ir papildom\u0173 patarim\u0173.<\/p> \u201ePirmiausia, tur\u0117kite bent dvi banko s\u0105skaitas. Viena, susieta su mok\u0117jimo kortele, gali b\u016bti skirta kasdieniams atsiskaitymams, o kita \u2013 visam atostog\u0173 biud\u017eetui. Taip bus saugiau, o jei prireiks, vienu paspaudimu gal\u0117site papildyti pagrindin\u0119 s\u0105skait\u0105\u201c, \u2013 pataria ekspert\u0117.<\/p> Pasak A. Mincien\u0117s, prie\u0161 vykstant naudinga pasidom\u0117ti atsiskaitymo ypatumais \u0161alyje: ar \u010dia vyrauja grynieji pinigai, ar atsiskaitymai banko kortel\u0117mis. Bet kuriuo atveju, keliaujant pravartu su savimi tur\u0117ti bent \u0161iek tiek gryn\u0173j\u0173 bei i\u0161 anksto susi\u017einoti, kur \u0161alyje bus galima i\u0161sigryninti pinig\u0173 papildomai, jei tik prireikt\u0173.<\/p> \u201eTaip pat svarbu kelion\u0117ms rinktis tinkam\u0105 mok\u0117jimo kortel\u0119. Keliautojams itin patogi \u201eLuminor Black\u201c mok\u0117jimo kortel\u0117, suteikianti kelion\u0117s draudim\u0105 tiek jos savininkui, tiek partneriui bei kartu keliaujantiems vaikams \u2013 moksleiviams ir studentams iki 24 met\u0173\u201c, \u2013 pa\u017eymi ekspert\u0117.<\/p> Be to, atsiskaitant u\u017esienyje itin svarbu pasir\u016bpinti saugumu.<\/p> \u201eNelaikykite kortel\u0117s kartu su jos PIN kodu. Jei naudojate \u201eApple Pay\u201c ar \u201eGoogle Pay\u201c \u2013 \u012fsitikinkite, kad naudojate saug\u0173 autentifikacijos metod\u0105. Ir visuomet b\u016bkite budr\u016bs. Atsiskaitymai tur\u0117t\u0173 vykti tik j\u016bs\u0173 akivaizdoje \u2013 niekada neleiskite kortel\u0117s i\u0161sine\u0161ti ar d\u0117ti \u012f aparatus, kuri\u0173 nematote\u201c, \u2013 d\u0117mes\u012f atkreipia A. Mincien\u0117.<\/p> Jei kortel\u0119 kelion\u0117s metu pamet\u0117te ar ji buvo pavogta \u2013 nedelsiant u\u017eblokuokite j\u0105 prisijung\u0119 prie interneto banko arba paskambin\u0119 savo bankui.<\/p> \u201eVykstant atostogauti norisi ramyb\u0117s. Tod\u0117l i\u0161 anksto pasir\u016bpinus keliomis pagrindin\u0117mis detal\u0117mis, galima i\u0161vengti tiek nereikaling\u0173 i\u0161laid\u0173, tiek streso netik\u0117tose situacijose\u201c, \u2013 pabr\u0117\u017eia A. Mincien\u0117.<\/p> Severa Augusta Luko\u0161aityt\u0117 At\u0117jus pavasariui vis da\u017eniau planuojame i\u0161vykas svetur. \u201eLuminor\u201c banko kasdien\u0117s bankininkyst\u0117s vadov\u0117 Au\u0161rin\u0117 Mincien\u0117 primena \u2013 keliaujant \u012f ne euro zonos \u0161alis atsiskaitymo banko kortele metu verta pasirinkti vietin\u0119 valiut\u0105…. <\/p>\n","protected":false},"author":11,"featured_media":121257,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","jetpack_post_was_ever_published":false,"_FSMCFIC_featured_image_caption":"\u201eLuminor\u201c banko kasdien\u0117s bankininkyst\u0117s vadov\u0117 Au\u0161rin\u0117 Mincien\u0117. \/ \u201eLuminor\u201c nuotr.","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[24,3,104,31],"tags":[],"class_list":["post-121256","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aktualijos","category-gyvenimas","category-keliones","category-uzsienyje","pmpro-has-access"],"featured_image_urls":{"full":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i.jpg",1250,886,false],"thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-150x150.jpg",150,150,true],"medium":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-300x213.jpg",300,213,true],"medium_large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-768x544.jpg",768,544,true],"large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-1024x726.jpg",1024,726,true],"1536x1536":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i.jpg",1250,886,false],"2048x2048":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i.jpg",1250,886,false],"post-thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-600x400.jpg",600,400,true],"visualnews_post_thumb":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-600x400.jpg",600,400,true],"woocommerce_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-300x300.jpg",300,300,true],"woocommerce_single":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-600x425.jpg",600,425,true],"woocommerce_gallery_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i-100x100.jpg",100,100,true]},"author_info":{"info":["laikrastissantaka"]},"category_info":"Aktualijos<\/a> Gyvenimas<\/a> Kelion\u0117s<\/a> U\u017esienyje<\/a>","tag_info":"U\u017esienyje","comment_count":"0","jetpack_featured_media_url":"https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/04\/Ausrine_Minciene_i.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/121256","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/comments?post=121256"}],"version-history":[{"count":1,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/121256\/revisions"}],"predecessor-version":[{"id":121258,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/121256\/revisions\/121258"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media\/121257"}],"wp:attachment":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media?parent=121256"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/categories?post=121256"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/tags?post=121256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\u201eLuminor\u201c komunikacijos projekt\u0173 vadov\u0117<\/em><\/p>","protected":false},"excerpt":{"rendered":"