{"id":118533,"date":"2025-02-06T10:02:00","date_gmt":"2025-02-06T08:02:00","guid":{"rendered":"https:\/\/www.santaka.info\/?p=118533"},"modified":"2025-02-06T10:04:24","modified_gmt":"2025-02-06T08:04:24","slug":"investicine-saskaita-naujos-galimybes-lietuvos-investuotojams","status":"publish","type":"post","link":"https:\/\/www.santaka.info\/index.php\/2025\/02\/06\/investicine-saskaita-naujos-galimybes-lietuvos-investuotojams\/","title":{"rendered":"Investicin\u0117 s\u0105skaita: naujos galimyb\u0117s Lietuvos investuotojams"},"content":{"rendered":"<p><strong>\u0160iemet Lietuvoje \u012fsigaliojo naujas b\u016bdas investuoti \u2013 investicin\u0117 s\u0105skaita. Kaip tai paveiks \u0161alies gyventoj\u0173 investavimo \u012fpro\u010dius, komentuoja \u201eLuminor Investor\u201c produkto vadovas Paulius Pupininkas. &nbsp;<\/strong><\/p><p>Lietuvos gyventojai bankuose laiko daugiau nei 22 milijardus eur\u0173, rodo Finans\u0173 ministerijos duomenys. Pasak Pauliaus Pupininko, investavimo kult\u016bra \u0161alyje vis dar yra vystymosi stadijoje, ta\u010diau kasmet daug\u0117ja \u017emoni\u0173, kurie renkasi investuoti \u012f finansinius produktus.<\/p><p>\u0160iemet \u012fdiegta investicin\u0117 s\u0105skaita yra Lietuvos institucij\u0173 pastangos skatinti gyventojus investuoti, nes \u0161alis vis dar atsilieka nuo Europos vidurki\u0173 \u2013 tik apie 4 proc. Lietuvos gyventoj\u0173 investuoja \u012f akcijas, palyginti su Europos S\u0105jungos vidurkiu, kuris siekia apie 7 proc.<\/p><p>\u201eDaugelis siekia finansinio saugumo ir vengia didel\u0117s rizikos, tod\u0117l da\u017eniausiai pasirenka konservatyvesnes, ilgalaik\u0119 gr\u0105\u017e\u0105 teikian\u010dias investavimo priemones, tokias kaip ind\u0117liai ar nekilnojamasis turtas. Investicin\u0117 s\u0105skaita, tik\u0117tina, \u0161i\u0105 tendencij\u0105 sustiprins, suteikdama &nbsp;galimyb\u0119 \u012fgyvendinti ilgalaikius finansinius tikslus patogesn\u0117mis s\u0105lygomis\u201c, \u2013 priduria P. Pupininkas.<\/p><p><strong>Privalumai investuotojams<\/strong><\/p><p>Esminis investicin\u0117s s\u0105skaitos privalumas \u2013 apmokestinamas tik galutinis investavimo rezultatas, tai yra, u\u017edirbtas pelnas, o ne kiekvienas atskiras sandoris.<\/p><p>\u201ePaprastai tariant, investicin\u0117 s\u0105skaita yra \u012frankis, sukurtas palengvinti smulki\u0173j\u0173 investuotoj\u0173 kasdienyb\u0119. Ji suteikia galimyb\u0119 reinvestuoti jau i\u0161 investicij\u0173 u\u017edirbt\u0105 peln\u0105 be pajam\u0173 mokes\u010dio, su s\u0105lyga, kad l\u0117\u0161os ir toliau liks \u0161ioje s\u0105skaitoje tarnauti j\u016bs\u0173 investiciniams tikslams. Tai ypa\u010d naudinga norintiems steb\u0117ti bendr\u0105 portfelio gr\u0105\u017e\u0105, o ne atskir\u0173 sandori\u0173 rezultatus\u201c, \u2013 sako ekspertas.<\/p><p>Taip pat, investicin\u0117je s\u0105skaitoje neribojama nei \u012fna\u0161\u0173 suma, nei investicini\u0173 s\u0105skait\u0173 kiekis ar j\u0173 geografija. Be to, i\u0161 skirting\u0173 investavimo operacij\u0173 gautas pelnas ir nuostoliai bus sumuojami su galimybe juos perkelti \u012f kitus laikotarpius, o jei panor\u0117site atsiimti \u012fna\u0161\u0105 \u2013 mokes\u010diai nebus taikomi.<\/p><p>\u201eDar daugiau, jei dividendai u\u017e akcijas, \u012fsigytas naudojant l\u0117\u0161as i\u0161 investicin\u0117s s\u0105skaitos, jau buvo apmokestinti prie \u0161altinio, pervedus juos atgal \u012f investicin\u0119 s\u0105skait\u0105, jie bus traktuojami kaip gyventojo \u012fna\u0161as. Tod\u0117l i\u0161siimant tokius dividendus i\u0161 investicin\u0117s s\u0105skaitos papildom\u0173 mokes\u010di\u0173 mok\u0117ti taip pat nereik\u0117s. Taigi, toks \u012frankis gali tapti rimtu paskatinimu \u017emon\u0117ms prad\u0117ti investuoti ar dar labiau diversifikuoti savo investicij\u0173 portfelius\u201c, \u2013 teigia P. Pupininkas.<\/p><p>Anot eksperto, nusprendus pasinaudoti investicine s\u0105skaita, tai padaryti gana paprasta. Pakanka prane\u0161ti mokes\u010di\u0173 administratoriui (VMI), kad j\u016bs\u0173 pasirinkta s\u0105skaita bet kurioje finans\u0173 \u012fstaigoje nuo \u0161iol laikytina investicine s\u0105skaita.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0160iemet Lietuvoje \u012fsigaliojo naujas b\u016bdas investuoti \u2013 investicin\u0117 s\u0105skaita. Kaip tai paveiks \u0161alies gyventoj\u0173 investavimo \u012fpro\u010dius, komentuoja \u201eLuminor Investor\u201c produkto vadovas Paulius Pupininkas. &nbsp; Lietuvos gyventojai bankuose laiko daugiau nei&#8230; <\/p>\n","protected":false},"author":13,"featured_media":118536,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","jetpack_post_was_ever_published":false,"_FSMCFIC_featured_image_caption":"\u201eLuminor Investor\u201c produkto vadovas Paulius Pupininkas.","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[148,91],"tags":[],"class_list":["post-118533","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rinka","category-verslas","pmpro-has-access"],"featured_image_urls":{"full":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1.jpg",1182,708,false],"thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1-150x150.jpg",150,150,true],"medium":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1-300x180.jpg",300,180,true],"medium_large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1-768x460.jpg",768,460,true],"large":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1-1024x613.jpg",1024,613,true],"1536x1536":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1.jpg",1182,708,false],"2048x2048":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1.jpg",1182,708,false],"post-thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1-600x400.jpg",600,400,true],"visualnews_post_thumb":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1-600x400.jpg",600,400,true],"woocommerce_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1-300x300.jpg",300,300,true],"woocommerce_single":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1-600x359.jpg",600,359,true],"woocommerce_gallery_thumbnail":["https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1-100x100.jpg",100,100,true]},"author_info":{"info":["Gidas"]},"category_info":"<a href=\"https:\/\/www.santaka.info\/index.php\/category\/aktualijos\/verslas\/rinka\/\" rel=\"category tag\">Rinka<\/a> <a href=\"https:\/\/www.santaka.info\/index.php\/category\/aktualijos\/verslas\/\" rel=\"category tag\">Verslas<\/a>","tag_info":"Verslas","comment_count":"0","jetpack_featured_media_url":"https:\/\/www.santaka.info\/wp-content\/uploads\/2025\/02\/Paulius-Pupininkas-1.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/118533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/comments?post=118533"}],"version-history":[{"count":1,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/118533\/revisions"}],"predecessor-version":[{"id":118535,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/posts\/118533\/revisions\/118535"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media\/118536"}],"wp:attachment":[{"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/media?parent=118533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/categories?post=118533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.santaka.info\/index.php\/wp-json\/wp\/v2\/tags?post=118533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}